SahiSavings

Old or new tax regime?

Enter your salary and deductions to see an estimate of your tax under each regime. Based on FY 2025-26 (AY 2026-27) and Union Budget 2025. Nothing you enter is sent or stored.

Your annual income

Your total yearly salary before any deductions.

Leave blank to assume 40% of gross salary.

Age group

Senior citizens get a higher basic exemption limit under the old regime only.

Salary allowancesOld regime only

Leave blank if you do not pay rent.

LTA is assumed at ₹25,000 and food coupons at ₹26,400 a year.

Investments and insurance

PPF, ELSS, EPF, life insurance premium, home loan principal, tuition fees. Max ₹1.5 lakh.

Your own NPS contribution over the 80C limit. Max ₹50,000.

Max ₹25,000.

Max ₹25,000.

Counted under the new regime, up to 10% of basic salary.

Loans and other deductionsOld regime only

Self-occupied property. Max ₹2 lakh.

No upper limit.

Enter the eligible amount.

Not fixed deposits. Max ₹10,000.

Estimated tax

Estimate

Enter your annual gross salary to see an estimate for both regimes.

This calculator provides an indicative estimate based on the information you provided and Union Budget 2025 tax provisions. It does not account for all possible deductions, surcharge edge cases, or special provisions. Consult a qualified Chartered Accountant for personalised tax advice.

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