EPFO Passbook
See your EPF contributions and balance without the paperwork.
What it is
The Employees’ Provident Fund (EPF) is a retirement saving for salaried employees. Each month you and your employer contribute a share of your salary. The EPFO passbook records those contributions and the interest credited.
Who it may be useful for
- Salaried employees with an active UAN (Universal Account Number).
- People who have changed jobs and want to check every employer’s contributions.
- Anyone including EPF in their retirement planning.
Whether it suits you depends on your own goals and circumstances.
Benefits
- See employee and employer contributions month by month.
- Spot missing contributions early.
- Include your EPF balance in your overall financial picture.
Things to consider
- EPF is meant for retirement. Withdrawals before retirement are allowed only in specific situations.
- The interest rate is declared by EPFO each year and can change.
- Interest may be credited some time after the financial year ends, so the balance can lag.
How Sahi Savings helps
- View your passbook entries in a readable format.
- See your EPF balance next to NPS and PPF.
- Keep a record you can refer to when you change jobs.
Steps
- Keep your UAN and registered mobile number ready.
- Fetch your passbook in the app with your consent.
- Review contributions and the latest balance.
Questions
Is Sahi Savings part of EPFO?
No. Sahi Savings is an independent platform. Your EPF account is maintained by the Employees’ Provident Fund Organisation.
Can I withdraw my EPF through Sahi Savings?
No. Claims and withdrawals are made through EPFO. The app helps you see and understand your passbook.
Why does my balance look out of date?
The passbook shows what EPFO has recorded. Recent contributions or annual interest may take time to appear.
View your EPF passbook in the app
Download the app, enter your basic details and set a passcode. Then add your tax regime and investments to see everything together.
