Mutual Funds
Invest through SIPs or lump sums and follow every folio in one place.
What it is
A mutual fund pools money from many investors and invests it in shares, bonds or other securities, managed by an asset management company (AMC). You hold units, and their value (the NAV) moves with the market.
Who it may be useful for
- People who want to invest regularly through a SIP (Systematic Investment Plan).
- Investors with goals that are several years away.
- Anyone who already holds funds across AMCs and wants a single view.
Whether it suits you depends on your own goals and circumstances.
Benefits
- Start with small, regular amounts.
- A wide range of equity, debt and hybrid schemes to match different time horizons.
- Most open-ended schemes can be redeemed on any business day.
Things to consider
- Returns are market-linked and are not guaranteed. The value of your investment can fall.
- ELSS (tax-saving) funds have a three-year lock-in. Other schemes may charge an exit load on early redemption.
- Tax on gains depends on the type of fund and how long you hold it.
How Sahi Savings helps
- Invest in mutual funds through the BSE platform.
- See your holdings, SIPs and transactions together.
- Review scheme details such as NAV, category and risk level before you invest.
Steps
- Complete your KYC, which is required for all mutual fund investors.
- Choose a scheme after reading its scheme information document.
- Start a SIP or make a one-time investment.
- Track your units and their current value in the app.
Questions
Does Sahi Savings recommend which fund to buy?
No. Sahi Savings is a mutual fund distributor, not an investment adviser. The app gives you information to compare schemes; the decision is yours.
Does Sahi Savings earn anything from my investment?
As an AMFI-registered mutual fund distributor, the company may receive trail commission from asset management companies on investments made through the platform.
Can I track funds I bought elsewhere?
You can add your existing mutual fund holdings in the app so that they appear alongside the rest of your finances.
Start with mutual funds in the app
Download the app, enter your basic details and set a passcode. Then add your tax regime and investments to see everything together.
