Digital Gold
Buy and hold gold in small amounts, with live prices.
What it is
Digital gold lets you buy gold by value or weight online. The provider holds the equivalent physical gold in a vault on your behalf, and you can sell it back at the prevailing price.
Who it may be useful for
- People who want to accumulate gold gradually in small amounts.
- Households that prefer not to store physical gold.
- Anyone who wants to see gold alongside their other holdings.
Whether it suits you depends on your own goals and circumstances.
Benefits
- Buy in small amounts instead of whole coins or bars.
- No need to arrange your own storage.
- Prices are shown before every purchase and sale.
Things to consider
- Gold prices rise and fall. You may get back less than you paid.
- GST applies when you buy, and the buying price is usually higher than the selling price at the same moment.
- Digital gold is not regulated by SEBI or RBI. Your holding depends on the provider and its vaulting arrangements.
How Sahi Savings helps
- Check the live gold price before you decide.
- See your gold holding by weight and current value.
- Keep a record of every purchase and sale.
Steps
- Check the current buy price in the app.
- Choose an amount in rupees or grams.
- Review the price, taxes and provider terms, then confirm.
- Track your holding and sell when you choose.
Questions
Who holds the gold?
Digital gold is offered through a partner provider, which stores the physical gold in a vault. The provider’s name and terms are shown in the app before you buy.
Is the price guaranteed?
No. The price changes through the day with the gold market. The price shown at the moment you confirm is the price you transact at.
Why is the selling price lower than the buying price?
The difference covers the provider’s costs, and the GST paid on purchase is not recovered when you sell.
Explore digital gold in the app
Download the app, enter your basic details and set a passcode. Then add your tax regime and investments to see everything together.
