New regime benefits
The deductions, exemptions and rebates that still apply under the new tax regime. FY 2025-26 (AY 2026-27).
- Standard DeductionFlat deduction for all salaried employees & pensioners
- Employer NPS ContributionSection 80CCD(2) — available in both regimes
- Agniveer Corpus FundSection 80CCH — exclusive to Agniveers
- Transport AllowanceFor employees with disability — Section 10(14)
- Family Pension DeductionFor family members receiving pension after employee's death
- Gratuity ExemptionSection 10(10) — lump sum received on retirement/resignation
- Leave EncashmentSection 10(10AA) — tax-free at retirement
- Voluntary Retirement Scheme (VRS)Section 10(10C) — Golden Handshake
- EPF Maturity ExemptionSection 10(12) — Provident Fund lump sum
- NPS Maturity ExemptionSection 10(12A) — 60% lump sum tax-free
- PPF Interest ExemptionSection 10(11) — Public Provident Fund
- Life Insurance MaturitySection 10(10D) — maturity and death proceeds
- Sovereign Gold Bond RedemptionSection 47 & 10(15) — capital gains exempt on redemption
- Section 87A Tax RebateZero tax up to ₹12 lakh — Budget 2025
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